Bank Of America Payment Plan Agreement

You can only make Bank of America credit card payments to our ATMs with your Bank of America credit card and check or cash. Simply visit your local Bank of America ATM, deposit your credit card and choose to make the payment. Please note that business credit cards are not supported at this time. We help you switch to electronic payments As set out in our Terms and Conditions of Your Account, we may charge a fee whenever at least the minimum payment from your account has not been credited until the payment due date. We recommend that you send this payment at least 5 business days before the due date. It is likely that it was received before the due date. Information about payment methods can be found on the back of your monthly billing. The transaction does not exempt individuals from civil suits and does not exempt Bank of America, its current or former subsidiaries, or its related companies or individuals from possible lawsuits. We may set an exchange rate and assign it to your transaction without notice. Exchange rates fluctuate, sometimes significantly, and you acknowledge and accept all risks that may arise from such fluctuations. If we assign an exchange rate to your foreign exchange transaction, we will decide that exchange rate in our sole discretion based on the relevant factors we have identified, including, but not limited to, market conditions, exchange rates calculated by other parties, our desired return, market risk, credit risk and other market, economic and commercial factors. and may be changed at any time without notice.

They acknowledge that the exchange rates for retail and trading transactions as well as transactions made after hours and weekends are different from the exchange rates for large interbank transactions that take place during the opening day, as can be reported in the Wall Street Journal or elsewhere. Exchange rates offered by other merchants or posted to other sources by us or by other merchants (including online sources) may differ from our exchange rates. The exchange rate offered to you may be different from the rate and probably lower than the rate we paid for the acquisition of the underlying currency. We reserve the right to refuse processing of foreign currency transaction requests.. . .

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